PLATFORM ARCHITECTURE

One control plane. Payments end to end.

MPE governs the decisions that matter: funding, FX decision points, approvals, and payout authorization. Execution routes through trusted local banks and licensed partners. Embed MPE where it adds the most control, or run it as the central operating layer across the stack.

This is a layered architecture: a single governed operating layer above execution, with worker-experience and resilience capabilities available wherever the operating environment demands stronger continuity and assurance.

Architecture at a glance

Inputs: ERP / HRIS / Payroll

Control plane: funding + FX + approvals + release

Execution: local banks + licensed partners

Worker layer: the MPE app and assisted enrollment, the owned relationship

Resilience layer: assurance for degraded and constrained environments

Designed for regulated, mission-critical operations, including environments where connectivity is intermittent, constrained, or degraded.

1) Deploy where it adds the most value

MPE can be layered into the workflows, providers, and rails where you need more control and visibility.

Or use MPE as a unified operating stack for orchestration, governance, and execution oversight across the full payment environment.

2) Govern payment decisions centrally

Define policy and permissions, maker-checker approvals, FX decision points, lifecycle states, and controlled release. Maintain audit-grade visibility across regions, entities, and payout corridors.

3) Route execution through the right rail

Settle through trusted local banks for domestic flows and licensed partners for cross-border payouts. Stay provider-agnostic while operating through a single governed layer.

4) Extend to workers when it drives outcomes

Extend the programme to the workforce itself: corridor-by-corridor rollout with employer-grade controls, with money transfer and payment services provided by licensed partner institutions, without changing the enterprise operating model.

5) Strengthen integrity where assurance matters

Apply additional trust controls for higher-risk flows: stronger integrity guarantees, clearer authorization, and tighter auditability for sensitive operating environments.

6) Outlast networks without changing rails

Resilience engineering strengthens critical control moments (approvals, authorization, and release) so decision authority can persist when infrastructure is degraded, congested, or unavailable.

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